Houston Retirement Advisor

If you’re looking for a Houston Retirement Advisor, you’re already on the right track. A retirement advisor is just the person you need to make sure that you make the most out of your retirement savings. If you haven’t even begun saving for your retirement yet, don’t fret. Potter Financial can catch you up to speed. We provide all the services you need to get on the fast track to saving for that day when you finally don’t have to go to work anymore. Keep reading to learn how our Houston retirement advisors can help you.

Why You Need a Houston Retirement Advisor

Everyone needs a financial advisor at some point in their lives, and planning for retirement is a better time than ever. Everyone will, or at least should, retire at some point in their lives. Unfortunately, the average age of retirement keeps getting pushed back because people can’t afford to support themselves if they stop working. That being said, a little planning could go a long way to keep you from becoming one of those lifelong workers.

Houston Retirement Advisor

Houston Retirement Advisor

Of course, Potter Financial does more than a little planning. Our comprehensive retirement planning services include a complete inventory of your financial standing, as well as financial advice and account management. We’ll explain each of these services in more detail below.

Financial Assessment

The key to a good retirement plan is to know where you actually stand, where you need to be, and how long you have to get there. Fortunately, our retirement planning services will uncover all of that information. We consider all of your financial standing down to your standard of living and monthly budget. This allows us to identify areas for improvement. We don’t criticize your financial behaviors. However, we believe that if you make at least $50 a month, we can find the perfect investment plan for you. Even if you don’t see that extra $50, we can help you find it. That’s what the financial assessment is for.

It’s also during this stage that we help you set goals. By calculating your current and prospective future expenses, we can predict how much money you’ll need during retirement. As you can imagine, the amount needed varies for each family. That’s why it’s impossible to base your financial goals on the goals of others. Even people with the same monthly income or expenses can need two vastly different retirement savings amounts. Nevertheless, our financial planners will help you determine your “magic number.” Then, we’ll help you achieve it.

Financial Advice

This section really should be called “Financial Education.” The world of investment and even retirement planning has quite a few particularities. The time it can take to learn all you need to know about retirement accounts, investing, and investment taxes to make sound long-term financial decisions can dissuade you from even getting started. Furthermore, time spent reading and researching is the time you could’ve spent earning more money on your existing capital! Our advisors make the learning process much faster. Furthermore, we’ll provide you with information that’s actually relevant to your financial situation, so you don’t have to sift through tons of information.

Houston Financial Services

Experienced financial planners

Our wealth advisors propose tax-efficient strategies so that more of your money stays with you. We’re really about saving money, not just wealth accumulation. And when tax season arrives, we can connect yours with investment-savvy tax planning specialists to document your gains and losses properly.

Market research is a big part of financial advice. However, such research can take time to gather and evaluate. And even once you have that information, you have to remember that nothing you learned is a guarantee. Projections are based on past performance, not any “real” evidence of future success. Furthermore, studying the market and studying the individual stock or fund are two totally different measures. However, both are necessary. Fortunately, you can leave all that hard work up to our advisors.

Investment Management

One of the best things about the Houston Retirement Advisor at Potter Financial as a retirement planning firm is that we can take our own advice. That being said, you don’t even have to handle your own investment portfolio. We can give you the information and education you need, but we’re willing to take on the role of investment advisory services. In fact, in many cases, this is the best way to ensure your retirement savings.

Surely you’ve heard the horror stories of investing in stocks. Perhaps this is why you’re reluctant to get involved with the stock market. With the help of our portfolio managers, you don’t have to have one of those horror stories yourself. We replace emotional investing with rational reasoning in order to offer strategic advice when it comes to buying, selling, or trading stocks. Furthermore, we offer a very diverse range of investment options for assets under management. As a result, we have appropriate means for each type of investor, from the growth chaser to the most risk aversive. Just remember: retirement savings are a long-term investment.

College Savings

Comprehensive savings plan

Long-term Investing Pays Off

We don’t guarantee success because the stock market isn’t something we control.  However, time has proven again and again that long-term investing tends to pay off. This doesn’t mean that you should hold on to poor-performing stocks forever. However, it does means that your decision should be based on the qualities of the company, not the behavior of the market. Our financial advisors can help you make this distinction.

Which Account Do You Have? Which Do You Need?

The decision of which account to open is one of the first questions asked when putting your retirement plan into action. At Potter Financial, you have many different options:

  • Traditional IRA
  • Roth IRA
  • Simple IRA
  • 401K
  • and more.

We’ll help you choose which accounts (s) to open and let you know the particulars about each one. The decision may be based on your tax bracket, expected contribution, employer contribution, and other factors.

Contact Us

If you need a great Houston Retirement Advisor, call the Potter Financial Advisory Firm. You can reach us by calling (713) 972-1316. Alternatively, you can contact us online. In either case, we’re happy to schedule your free initial consultation and help you on your way to greater retirement savings. Moreover, if you wish to learn more about our retirement planning services, click here.

Houston TX Fun Facts

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