Retirement Planning

We’ve got some good news and some bad news about retirement planning.

Good news: The average life expectancy in the U.S. is approximately 80 years. That’s nearly double the average life expectancy a century ago, and up five years from the year 2000. Americans have more time than ever before to spend with family, see the world, and explore their interests.

Bad News: The average age of retirement is 62 and constantly increasing. Adults continue to delay retirement and work for more years than previous generations. Therefore, many of us spend our extended life expectancy supporting ourselves and paying off debt with active income.

Don’t let delayed retirement savings delay your retirement.

If the average American retires at age 62, he or she will only be able to support themselves for about 2.5 years, considering they can live off of $60,000/yr. Two and a half years?! Full Social Security benefits don’t even kick in until age 66. Even with some serious lifestyle adjustments, the average American’s retirement savings won’t last anywhere near that great new projected life expectancy. The retiree will have to rely on loved ones or re-enter the workforce in order to support themselves. And that’s not how we want anyone to spend their “last days.”

You Need Above-Average Retirement Planning

Retirement planning requires much more than setting money aside. The amount of money you save is important, but so is where you put it. It’s also valuable to pay attention to what you do with the money you don’t save. That’s where Potter Financial can help.

Let us help you develop a retirement plan that truly pays off. Our team of problem-solvers will analyze your financial situation and develop a strategy designed to exceed the expectations of the average American. Our long-term financial planning services include:

  • Consultations
  • Client Education
  • Investment Strategy
  • Account Management (Roth IRA,  Traditional IRA, 401K, Rollover accounts, and more)
  • Market Research

Regardless of your current savings or income, Potter Financial can develop a personalized retirement plan for you. Furthermore, we can actually help you execute it.

Planning. Execution. Reward.

A solid plan is just the first step to acquiring above-average retirement savings. Potter Financial also has the tools and access to manage your accounts for you, if you prefer. Gone are the days of paying for financial advice that you have to put into action yourself. On that same note, you can say goodbye to the standalone financial firms that don’t offer any financial or investment advice. Potter Financial allows you to take a completely hands-off approach to invest. This method has several benefits:

  • Prevent costly errors in judgment
  • Always get a second opinion
  • Eliminates emotional involvement
  • Access to many more portfolios/funds than the Average American
  • No need to spend hours educating yourself

If you prefer, we also have a range of account options that allow you to manage your own funds directly. We’ll discuss both options in more detail when you call or visit Potter Financial.

Call Today for More Information

Planning is important, but acting on that plan is how things really get done. Call Potter Financial today to schedule your free consultation. You can reach us by calling (713) 972-1316. We’ll help you refine your goals and give you the tools to meet them. By the end of the meeting, you’ll know exactly where you stand financially and the best next steps to take. You’ve got a lot of life left to live; don’t plan for average retirement. Plan for more with Potter Financial.